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Discussion Starter #1
i was knocked off my RG500 Gamma back in June 2005 and received a crushed foot (broken heel bone) and whip lash to my neck:banghead I was off work for 18 months as My job involves a lot of lifting so i was unable to do it. This is the damage to my ankle 3 months after.





As the case has exceeded 3 years it has to go to court to have the compensation awarded,but i was made a out of court offer which was:

£28,500 loss of earnings
£3,000 to pay back my sick pay money to the goverment
£34,000 for my injuries

A total of £65,500 ($104,300 aprox us dollers):devious
I have already had some of it but would still get a cheque for aprox £50,000.

The dilemma is that if i don't except it the offer will be withdrawn and it will be up to the courts to decide the amount. Which could go either way:confused I have been told that i will require my ankle joint to be fused in a few years time as i have chronic arthritis in it:banghead This will involve quite some time off work so i will loose money in wages:banghead
My solicitor says its a good offer but will need to talk to my consultant at the hospital to check out any other long term problems.

Would you except the offer:O My decision will possibly lie with what my solicitor recommends but i was wondering what you lot thought :)
 

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Give me a ring Paul. It was my specialist area til a few years ago.
 

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Discussion Starter #3 (Edited)
Give me a ring Paul. It was my specialist area til a few years ago.
Thanks:thumbup Could you pm me your number:) I'm off out now but can phone you later if thats ok.
 

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:thumbup Sounds like Bouncer will know all about this. Those numbers seem rather low, but then I'm used to the US system which is probably quite different. Whatever the case, make sure you've got enough to take care of future medical bills and that sort of thing. I've seen more than a few people settle for an attractive lump sum, only to spend it and find themselves in trouble when it was time for meds on down the road:doh
 

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dont take the first offer it's usually low. wait it out no rush there always going to try to low ball you.
 

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Discussion Starter #6
It is the 3rd offer they have made, although the first 2 were a joke:banghead 3 months after the accident they offered me 5k to settle up,i was still off work then:coocoo The 2nd was about 18 months ago that was 14k. Both these were before i had the MRI scan which later revelled the need for a operation:banghead
As for paying for medical bills, i will get it free on the NHS. I would need money to live on though.
 

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be wise with whatever you get. thoughtful investment will give you more security into the future, more tl's will give you more hapiness, but...............
also bear in mind if you are paying a solicitor, the only winners in a court room are the solicitors, they battle at your expense, and winning is about them not you!!
good luck with the settlement.
 

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Discussion Starter #8
My solicitor is through my insurance and the cost is paid for by the 3rd party:) As for spending the money, I am after a garage to be built onto the side of my house and i will be buying a newer BMW car:) The rest (aprox 30k will be put into my bank and used to off set against my mortgage payments for my house. (more balance the less interest you pay).
 

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:stupid Sage words indeed Stu .As BP's said Paul ,hopefully Bouncer will be able to point you in the right direction .
My brother lost about 75% use of his wrist (he was a painter paperhanger)so it was pretty much the end of the line as far as that job went .Just a bit of food for thought .:O
 

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Bouncer will put you straight and no doubt tell you a few stories about insurance appointed solicitors :devious

At the end of the day many people get hurt much worse and get nothing, so look at both sides.

Do you want to buy a K7 GSXR :laugh
 

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Discussion Starter #11
Hope to speak to Bouncer when i get her number:) My solicitors are:
http://www.fletcherssolicitors.co.uk/
The 1st one i got was a right tosser, when they first offered me 5k he said he had only estimated it at 4.5k:coocoo Found out later that they got rid of him and i got one of the top solicitors instead:) She has been great and advised me on lots of things since.
As for the GSXR I'd better get a garage built first before i can expand my collection anymore. Still got a 250 X7 at my parents, I left it there for the weekend and it's still ther 20+ years later:laugh

Just a bit cramped at the moment:banghead

 

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man that sucks... can you neg a settlement? To me it sounds low but again i am in the US so the money is a little different... I would not take the offer it just sounds like they do not want to pay out and save some cash but again it is not me... good luck and it will be interesting teading on what they settled on.. How is the foot now?
 

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Discussion Starter #13
It still sore when i twist it side to side but not too bad. If i do alot of walking or stand for any length of time it then gets pretty sore:banghead anything that puts it under more pressure such as running etc is no good either.
In the UK our compensation payouts are crap and vary considerably:rant
 

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Paul,

If it helps, I had a case that went to court to be settled after 5years and the judge was surprisingly good to me. I got 5k for a dropped knuckle, 4k for the bike damage (worth 5k new and only a few hundreds worth of real damage) and 1k for other expenses.

Pretty much everything we asked for, and had any sort of official document to back up, we got paid.

If you can show wage slips, costs & medical bills that add up more than 66k, I'd say take it to court.

Good luck and let us know how it goes.

Cheers,
Gadgeteer

The judge pretty much asked what
 

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Ouch. It is hard to say because we are talking different countries, but over here in the US such an injury would be worth $300,000 or more.

One question I ask myself as a claims adjuster - how much would I have to be paid to make receiving the injury a "reasonable proposition". 100K in US $ is not nearly enough for that foot in my book.

Everything has a range of value. Ask your lawyer to show you some verdicts for similar injuries in your jurisdiction. Of course each case is unique, but this can give you an idea of what your injury is worth.
 

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Good point - there is a standard book price in UK for various body parts. If my knuckle had been considered a finger injury it was worth 1k, as a hand injury it was worth 5k. I bet there is a similar argument to be made for an ankle. Is it a foot or leg injury?

Maybe Bouncer knows all about that.

My solicitor was called Crispin Windsor (no joke) and he was about 12 years old, looked like TinTin and had a tie knot wider than his head. When I first saw him I thought 'I'm fooked' but he got me a good payout so he's alright in my book!

Cheers
Gadgeteer
 

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Woohoo cash settlements :laugh I'm sure you'd rather be at work with a normal ankle though :(
Best wishes & best of luck! :thumbup
 

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yeah research other cases even though they are differetn you could possibly get an idea of a settlement.
 

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Discussion Starter #19
Thanks for all the advice:hail I will speak to Bouncer once i get her number and i'm also awaiting to speak to my solicitor:)
I was just wondering that if i moved over the pond (USA) then get a good payout then move back:devious Well it was worth a thought:laugh
Gadgeteer, I have passed all my payslips, expenses etc on to my solicitor and all thats in order, it's just the personal injury claim to decide on now:banghead
Thanks again everyone:hail I will keep you all posted:)
 

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With the way things are going here you could just about sue in the US as a British resident under the alien tort claims act - no need to move at all :spit
 
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