Annual Insurance Raping - Page 2

View Poll Results: What do you pay for insurance - Canada

Voters
48. You may not vote on this poll
  • Under $500 - yeah right.

    18 37.50%
  • $501 - 1000

    18 37.50%
  • $1001 - 1500

    8 16.67%
  • $1501 - 2000

    4 8.33%
  • more than $2000 - You need a new INS Co.

    0 0%
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Thread: Annual Insurance Raping

  1. #11
    Pygmy looking for a new name gixxerjasen's Avatar
    Join Date
    Mar 2004
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    DFW
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    Ouch!

    www.leanangle.com
    Current Bikes: 2003 Yamaha FZ1 | 1998 KTM 250 EXC | Suzuki Bandit 400-Sold and bought back again
    Past Bikes: 1997 Katana 600-wrecked | 2000 CBR600F4-Stolen | 2001 GSX-R600-Stolen | 1989 Honda CB1-Sold | 2001 Suzuki TL1000R-Traded | 2004 Suzuki GSX-R600-Sold | 2007 DR-Z400SM-Traded


    A Kourier has to establish space on the pavement. Predictable law-abiding behaviour lulls drivers. They mentally assign you to a little box in the lane, assume you will stay there, can't handle it when you leave that little box.

    Y.T. is not fond of boxes. Y.T. establishes her space on the pavement by zagging mightily from lane to lane, establishing a precedent of scary randomness. Keeps people on their toes, makes them react to her, instead of the other way round.

    - Neal Stephenson

  2. #12
    AMA Pit Boss wsmc831's Avatar
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    Mar 2003
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    Los Gatos Mnts
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    2,879
    paying 500 for full coverage...or, as much as state farm sells. they also cover all aftermarket parts mounted to the bike for no additional cost.
    1997 TLS - Green. Yosh full system, custom high mount. PcII, Sharkskinz TLR one piece race tail with anti draft undertail, Zero gravity double, Pro-tek rearsets, Hyperpro 916 style damper, corbin seat, Vortex triple clamp, airtech hugger, Penske/Lindeman rear shock and linkage, Lindeman superbike fork valve job, Marchesini 10 spoke Black, Gsxr 750 6 piston calipers and larger m/c, SS brake lines front and rear, Braking Wave Rotors front, milled gsxr rotor rear, billet preload adjusters, airbox reworked, Graves clutch cover, gsxr 1000 rear caliper, Stealth tri metal rear sprocket, KN air filter, Black/gold Pazzo levers, Vortex black gas cap, Ti bolts, ceramic coated headers, 05 1k clip ons, 4 lb battery.
    08 690 Duke
    08 530 Xcwr
    02 300 Mxc

  3. #13
    MotoGP Pit Boss Kamikuza's Avatar
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    Mar 2005
    Location
    Shiga, Japan
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    11,918
    Shit if I could get full cover for $1500 I'd jump at it! 3x that here ...

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  5. #14
    V90
    V90 is offline
    Evil Twin V90's Avatar
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    Jul 2005
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    Quote Originally Posted by V90 View Post
    Just paid mines that were due for July 1st.
    238$ full two way coverage.

    But to plate a bike its 320$, if your lucky your riding season is 6 months tops.
    That price include that the Provincial (State) government
    pays you for life if you ever become invalid because whatever accident.

    But after 25 years that is all going up...big time & my bike is on the blacklist.
    So to plates for the same bike in
    2008 : 652$
    2009 : 984$
    2010 : 1400$

    I am riding in 08 but will surely start track days only as of 2009
    My only solace is that I received my insurance renewal, 188$ 2-way for this year

  6. #15
    Superbike Twin funlicker's Avatar
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    Jul 2006
    Location
    Toronto
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    170
    $1200 insurance for me. Plus $42 for the plate.

  7. #16
    AMA Pit Boss thumpthump's Avatar
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    Oct 2006
    Location
    Canada
    Posts
    2,047
    $520 a year (theft, fire, vandalism, liability). Collision would have made it $1100 a year. Liability only would be $250 a year. Clean driving record, licenced for 10 years, safety course discounts, etc, etc.

    Registration is only around $40 here in Alberta.
    98 TLS - 98 TLR
    TLotM January 2011
    TLotM May 2012
    TLotY 2012

  8. #17
    Superbike Twin cfrpratt's Avatar
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    Apr 2008
    Location
    Yuma AZ
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    170
    just turned 25 and got mine for 550...full coverage, state minimums w/ a 500 deduct. thats down significantly from when I was 24...I use state farm

  9. #18
    Superbike Twin Fester's Avatar
    Join Date
    Jan 2004
    Location
    Sherwood Park
    Posts
    194
    Quote Originally Posted by V90 View Post
    Just paid mines that were due for July 1st.
    238$ full two way coverage.

    But to plate a bike its 320$, if your lucky your riding season is 6 months tops.
    That price include that the Provincial (State) government
    pays you for life if you ever become invalid because whatever accident.

    But after 25 years that is all going up...big time & my bike is on the blacklist.
    So to plates for the same bike in
    2008 : 652$
    2009 : 984$
    2010 : 1400$

    I am riding in 08 but will surely start track days only as of 2009


    That is insane! How can they justify that? Rhetorical question, I have heard that Quebec was trying to price out all bikes, but hadn't seen the numbers listed. Man, what a kick in the uglies. No wonder there are so many bikes for sale over there.

    Insurance full coverage, 07 cbr1krr $675, back before my TIller blew up, PLPD only $120. The thing was only worth $3500, and full coverage was $1200/yr, like Jason said, it just didn't add up.
    Fester
    1998 TLR - Blowed Up!
    Random Parts for sale: Frame with Showa shock, swingarm, subframe, chain and sprokets, Full M4, Hermit Dragon airbox and tubes, guages, wiring harness, forks, upper and lower rad, PVM radial brake master, clean set of heads

  10. #19
    BGP
    BGP is offline
    Baby Twin BGP's Avatar
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    Mar 2003
    Location
    Saint John, NB
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    99
    Was paying 795/yr. with State Farm in Ontario. Just moved to New Brunswick and now it's 260/yr !! HA! Love it!

  11. #20

    Join Date
    Apr 2007
    Posts
    122
    $18.22 a month full policy.One of the perks of being over 50.T.L.

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